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*** 2009 *** SOLD! Over 14 million in residential sales *** Hayton/Lytle Team CBSHOME 402-697-4463
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The Hayton / Lytle Team is one of
The Top Selling Real Estate Experts™
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Read What People Are Saying About Us We always ask our clients to write or email us, and tell us truthfully how they appreciated our service to them. Their feedback is so important! Here are a few highlights of what people are saying about us...
"Excellent to work with!"
"Linda and her team were excellent to work with! They are a great assett to CBSHome."
-Jennifer & Jacob Hall Buyer 2005
"John Lytle..went above and beyond!"
John completely walked us through buying our first home. Not only was he very patient and looked out for our best interest, he went above and beyond.
Corey and Keli Voorhees Buyers 2006
"Thanks!"
"Christine & John, We wanted you to know how much we appreciate all you have done for us!"
Kevin, Paula and Avery Byrd -Buyers 2006
"We were very pleased..."
"We were very pleased with our realtor and services."
Charles and Carol Young- 2004 Buyer 2004 Seller
Thanks for all your hard work!
"The Hayton/Lytle Team made finding a home very easy! I appreciate all the work and time that you spent.."
-Steve buyer 2009
You have a story to tell about us. You've worked with us, and we've helped you buy or sell a home. We need your feedback. Others need your feedback, too! Please take a moment to fill out this form and tell us how we did... 
Buyers Remorse >First Time Loans
Most first-time buyers can qualify for a mortgage loan, but they may need help from parents to make the down payment or closing costs on their home. There are loan programs that minimize the down payment and closing costs for first-time buyers. These programs usually require that 3 to 5 percent of the purchase price come from the buyers' funds, not from a loan or gift. Most lenders ask for the last three months' bank records. The borrower will be asked to reveal the origin of any large deposits. If the money comes from the homebuyer's parents, the lender may not consider those funds when qualifying the buyers.
Parents who are planning to help their children finance a home should transfer any funds several months before the house-hunting process begins. If it is a loan rather than a gift, a formal re-payment agreement should be drawn up between parents and children to eliminate potential misunderstandings or future complications with either estate.
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| Q |
Where is the world's oldest pyramid?
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| A |
The oldest pyramid is the Third Pyramid of Mycerinus is at El Gizeh, Egypt; it has the largest single block weighing 320 tons. |
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- NUMBER1EXPERT™ 
