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"John Lytle..went above and beyond!"
John Lytle is definately a valuable employee for CBSHOME. He completely walked us through buying our first home. Not only was he very patient and looked out for our best interst, he went above and beyond. Service was outstanding from the relocation package all the way through!
Corey and Keli Voorhees Buyers 2006
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Financing Your Home >If You Are Self Employed
There's no question that it could be more difficult for you to get a mortgage loan if you are a free lance viola player than if you are a government accountant. Traditionally, lenders have been more cautious when evaluating loan applications of buyers who are self-employed than people who work for a regular salary.
However, if you are self-employed, there is no reason for you to shy away from applying for a home mortgage loan, especially if your earnings have been in the same field for at least two years. It is a good idea to meet with one or more loan officers before you begin your search. They will probably want to analyze your tax returns for the past 2 or 3 years, keeping in mind that many self employed people can look impoverished on paper, since you can write off some expenses that salaried individuals can not. Try to get pre-approval from the lender, and ask for a letter stating that you have pre-qualified for a loan which your real estate agent can attach to any offer you submit on a home. This will make you more attractive to the sellers.
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Hrbek Custom Homes Hrbek Custom Homes- Now Building 4 bd 3 BA 3+ car garage in Shadow Lake. Call (402)639-6363 for details. Other Lots available in Shadow Lake Find Out More > View All Affiliates >
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